Australian Inland Transit

A comprehensive cover designed for use within Australia with different cover options available for accidental damage and nominated perils.

Two different cover options available:

Cover Option A – Accidental Damage

Accidental Damage covers accidental loss of, or damage to, the goods during transit.

Cover Option B – Nominated Perils

Nominated Perils covers loss of, or damage to, the goods during transit caused by:

fire, flood, hail or lightning
explosion
collision of the conveyance, except with the road surface, gutter or similar surrounding surfaces
overturning, jack-knifing, and/or derailment of the conveyance
impact of the goods with any object which is not on or part of the conveyance
collision, crashing or forced landing of the aircraft
theft of the goods from the conveyance following forcible visible and violent entry
pilferage

Additional benefits

Accumulation
Acquired companies
Automatic reinstatement
Clean up costs: $100,000
Damage by government authorities
Debris removal: $100,000
Exhibition or display: $50,000
Expediting expenses: $20,000
Overcarried
Packers premises
Returned goods
Sellers contingency
Shipping containers: $100,000
Shut out
Sorting charges
Tools of trade: $20,000

Annual Cargo

(Import/ Export/ Inland)

A comprehensive cover designed for importers and exporters, as well as local manufacturers, distributors and producers, requiring an annual worldwide solution.

Additional benefits included as standard;

Accumulation
Acquired companies
Automatic reinstatement
Cargo ISM forwarding charges
Clean up costs: $100,000
Damage by government authorities
Debris removal: $100,000
Difference in conditions
Duty
Exhibition or display: $50,000
Expediting expenses: $20,000
FOB/CFR pre-shipment
Fumigation: $50,000
Insolvency of owners, managers, charterers or operators of the vessel or aircraft
Overcarried
Packers premises
Reconsigned or reshipped
Returned goods
Sealed containers
Sellers contingency
Shipping containers: $100,000
Shut out
Sorting charges
Strikes diversion expenses: $50,000
Tools of trade: $20,000

Carriers Insurance

Our Carriers Insurance product is part of our commitment to develop specialised products for our broker partners. This commitment is central to our philosophy and focus on excellence in underwriting and understanding their clients’ businesses and requirements.

Our Carriers Insurance product offers carriers the option of combining their legal liability coverage, and transit damage coverage for goods carried in the normal course of transit, under the one policy.

Our policy is divided into three sections:

Section 1 – Legal Liability
Section 2 – Accidental Damage
Section 3 – Nominated Perils

Each section provides a different type of cover. The carrier selects the section, or sections, they require protection for.

Section 1 – Legal Liability

Our Legal Liability section is designed for carriers who issue consignment notes incorporating conditions of carriage which include a disclaimer against liability for loss of or damage to goods or livestock carried.

Even though a carrier may issue a consignment note and operate under conditions of carriage, legal liability insurance is still necessary.

Circumstances can still arise where courts may set aside disclaimer clauses resulting in the carrier being unable to rely on them to deny liability. For example: simply failing to obtain a signature on a consignment note before the goods are picked up. This section ensures the carrier’s legal liability is protected if this occurs.

Without this, considerable legal costs may be incurred in defending claims made against the carrier even though conditions of carriage exist and consignment notes are properly issued.

Section 2 – Accidental Damage

and

Section 3 – Nominated Perils

Our Transit Damage Sections, Accidental Damage or, Nominated Perils, are intended for carriers who wish to have the ability to make commercial settlements to their clients should an accident occur.

These sections will also provide protection to carriers who operate without a consignment note, or conditions of carriage, for claims made against them.

Additional benefits included as standard;

Accumulation
Acquired companies
Additional expenses: $100,000
Agistment expenses: $20,000
Automatic reinstatement
Clean up costs: $100,000
Damage by government authorities
Deck collapse
Mustering costs: $20,000
On forwarding: $20,000
Packaging: $50,000
Personal property: $2,000
Resecuring of goods: $10,000
Shipping containers: $100,000
Wandering off: $20,000

Livestock

Livestock offers levels of comprehensive cover specifically designed for local farms and distributors, to the international exporter, with attachment points based on:

Purchases or sales

This insurance attaches when each animal enters the conveyance or its loading ramp, continues during the ordinary course of transit and terminates when each animal is discharged from the conveyance, or its loading ramp, at the intended destination or such other place which you or your employees elect to use.

Purchases at auction

This insurance attaches from the time you purchase each animal at the sale-yard, continues during the ordinary course of transit and terminates when each animal is discharged from the conveyance or its loading ramp at the destination.

Sales at auction

This insurance attaches from the time each animal enters the conveyance or its loading ramp, continues during the ordinary course of transit and terminates when you sell the livestock at the saleyard. If the livestock are not sold, cover continues during the return transit to your property and terminates when each animal is discharged from the conveyance or its loading ramp at the destination.

Additional benefits included as standard;

Accumulation
Acquired companies
Agistment expenses: $20,000
Automatic reinstatement
Cargo ISM forwarding charges
Clean up costs: $100,000
Overcarried
Deck collapse
Insolvency of owners, managers, charterers or operators of the vessel or aircraft
Mustering Costs: $20,000
Sellers contingency
Strikes diversion expenses: $50,000
Wandering off: $20,000

Meat Export

Always thinking outside the box when working on solutions, Meat Export includes products and policies that can be created specifically for the clients requirements.

Specific attachment points for producers or agents include:

Amended for chilled when not frozen
Cover whilst in store prior to shipment available
Rejection and secondary rejection covers available for specific areas
Workable policy which can include hides & skins and general goods

Additional benefits included as standard:

Accumulation
Acquired companies
Automatic reinstatement
Cargo ISM Forwarding charges
Clean up costs: $100,000
Container demurrage charges
Cord and seal extension
Damage by government authorities
Debris removal: $100,000
Difference in conditions
Duty
Exhibition or display: $50,000
Expediting expenses: $20,000
FOB/CFR pre-shipment
Fumigation: $50,000
Insolvency of owners, managers, charterers or operators of the vessel or aircraft
Overcarried
Packers premises
Reconsigned or reshipped
Sellers contingency
Shipping containers: $100,000
Shut out
Sorting charges
Strikes diversion expenses: $50,000

Open Declaration Covers

A comprehensive cover designed for importers and exporters, as well as local manufacturers, distributors and producers, requiring an annual worldwide solution.

Additional benefits included as standard;

Accumulation
Acquired companies
Automatic reinstatement
Cargo ISM forwarding charges
Clean up costs: $100,000
Damage by government authorities
Debris removal: $100,000
Difference in conditions
Duty
Exhibition or display: $50,000
Expediting expenses: $20,000
FOB/CFR pre-shipment
Fumigation: $50,000
Insolvency of owners, managers, charterers or operators of the vessel or aircraft
Overcarried
Packers premises
Reconsigned or reshipped
Returned goods
Sealed containers
Sellers contingency
Shipping containers: $100,000
Shut out
Sorting charges
Strikes diversion expenses: $50,000
Tools of trade: $20,000

Stock Throughput (includes storage and transit continuation)

Designed to cover your static stock and marine transits in the one policy. A Stock Throughput policy has three main parts;

Inland (Australia)
Imports and/or exports
Goods in store/static

Our Stock Throughput policy provides seamless cover for goods, from raw materials to finished products, in transit anywhere Australia and the world. The cover has been designed to including cover whilst the goods are stored at owned, or third party, premises.

Additional benefits included as standard;

Accumulation
Acquired companies
Automatic reinstatement
Cargo ISM Forwarding charges
Clean up costs: $100,000
Damage by government authorities
Debris Removal: $100,000
Difference in conditions
Duty
Exhibition or display: $50,000
Expediting expenses: $20,000
FOB/CFR pre-shipment
Fumigation: $50,000
Insolvency of owners, managers, charterers or operators of the vessel or aircraft
Overcarried
Packers premises
Reconsigned or reshipped
Returned goods
Sealed containers
Sellers contingency
Shipping containers: $100,000
Shut out
Sorting charges
Strikes diversion expenses: $50,000
Tools of trade: $20,000

Other Specialist Covers

Cargo & Carriers Underwriting Agency prides itself in its ability to develop trusted, efficient, tripartite relationships, which enables marine policies to be uniquely tailored to effectively cover client operations, no matter how specific.

The Agency uses its specialised expertise and deep industry knowledge for the benefit our intermediaries, and their customers, to encourage open and mutually beneficial partnerships.

The Agency focuses on building strong, long-term relationships with its intermediaries, characterised by trust, flexibility and specialist knowledge, coupled with unrivalled marine experience.

We offer the ability to listen, and work together, to provide high-quality tailored marine insurance covers.

Whether you are looking for an alternative to what you already have, or bespoke cover, come and talk to us.

We love the challenge of creating a solution where none has been possible previously.